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VET Student Loans

VET Student Loans

From 1 January 2017 the VET Student Loans program commenced. This program replaces the former VET FEE-HELP scheme.

Central  Regional TAFE is an authorised VET provider and is able to offer VET Student Loans for courses approved by the Commonwealth.

VET Student Loans is

  • a Federal Government loan scheme
  • available to assist eligible students studying higher level vocational education and training (VET) qualifications to pay their tuition fees
  • can be used to pay all or part of an eligible student's tuition fees; and
  • cannot be used for additional study costs such as accommodation, text books or other incidental fees.

A 20 per cent loan fee is applied to loans for fee paying/fee for service students. You will be advised if this applies to your course.

Full details on the scheme including eligibility requirements and application information can be found in the 2017 information booklet.

Continuing VET FEE-HELP Students

Students currently financing their studies through a current VET FEE-HELP loan will not be automatically transferred to the new VET Student Loans program and will need to OPT-IN with the Department to continue to access VET FEE-HELP for their continuing 2017 studies.

Read the fact-sheets below for additional information on opting in.

VET FEE HELP opt-in 

Information for existing VET FEE-HELP students

More information can be found at https://www.education.gov.au/vet-student-loans

VET Student Loans Eligibility

To apply for a VET Student Loan and continue to receive it, you must:

  • be an eligible student
  • be studying an approved course
  • be studying with an approved course provider
  • apply to the government using the approved online form, and
  • confirm your engagement and progression to continue to access the loan throughout your course.

You must meet ALL of the eligibility criteria detailed below.

  • an Australian citizen, OR
  • a New Zealand Special Category Visa (SCV) holder who meets the long-term residency requirements, or
  • a permanent humanitarian visa holder.
  • You have not exceeded the FEE-HELP limit.
  • You are enrolled with an approved course provider in an approved course and have enrolled in accordance with the application requirements.
  • You are studying the approved course primarily at a campus in Australia.
  • Your course meets the course requirements, if it:
  • is specified on the VET Student Loans (courses and loan caps) determination (the courses and loan caps determination); and
  • delivered by an approved course provider; and
  • is a qualification of diploma, advanced diploma, graduate certificate or graduate diploma in the Australian Qualifications Framework.
  • You have been assessed by your approved course provider as academically suited to undertake the approved course by either:
  • providing your Australian Year 12 Certificate; OR
  • providing evidence of successful completion of an Australian Qualifications Framework Certificate IV or higher qualification (where the language of instruction is English); OR
  • displaying competence at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy through an approved Language, Literacy and Numeracy test.

How to Apply for a VET Student Loan

To apply for a VET Student Loan you must complete the Request for a VET Student Loan electronic Commonwealth Assistance form (eCAF) by your first census day.  This is an electronic form directly managed by the Commonwealth.

You must first enrol with your provider and indicate you wish to access a VET Student Loan. Your provider will then provide the Commonwealth with your enrolment details, including the nearest applicable census day, through the eCAF system. Your eligibility evidence must be provided before an invitation to apply for a loan will be sent to you.

You will then receive an email from the Department inviting you to sign into the eCAF system. Once you sign-in, you will need to verify the pre-populated information and complete the mandatory fields. You can then submit the eCAF, and the system will send you a copy of your application to you and your provider.

Retrospective access is not available to VET Student Loans for units whose census date has passed.

Cores Skills Profile for Adults Assessment (CSPA) and Literacy and Numeracy Assessment

If you cannot provide a copy of your Australian Senior Secondary Certificate of Education; or a copy of an Australian Qualifications Framework Certificate IV or higher qualification (where the language of instruction is English); you will need to attain an 'Exit Level 3' in the Australian Core Skills Framework (ACSF) assessment test in reading and numeracy using the Commonwealth approved testing tool, Core Skills Profile for Adults (CSPA).

If a literacy and numeracy assessment is required you will be advised at your loan interview. Appointments for any required testing using the approved tool, Core Skills Profile for Adults (CSPA)  can be made at your interview or by contacting Student Administration at your local campus. 

About the Assessment

There are two components to the assessment: Reading and Numeracy. There is no time limit set for the assessments. A practice assessment is provided to familiarise yourself.

Reading  and Numeracy Assessments

  • Consists of 25 multi-choice questions divided in to two sections.
  • First section has 10 questions, the second section has 15 questions.
  • Assessment tasks are based on a range of texts relevant to adult learners within the context of the workplace, education, community and personal life.
  • This assessment may take up to 60 minutes to complete.

Assessment Rules

  • Must be supervised on campus or at an approved location
  • Please bring photo ID with you.
  • Calculators, pencils and paper will be supplied.
  • Mobile devices are not permitted to be used during the assessment.
  • Breaks are permitted between each test.

What Happens Next

  • Your tests results will normally be available immediately after your assessment.
  • Your assessment supervisor will advise you of your results.  A copy will also be emailed to you.
  • You will need to obtain an 'Exit Level 3' for both reading and numeracy components to be eligible to apply for a VET Student Loan.

For more information on the CSPA go to the ACER website

Additional Information and Policy

The following documents provide additional information for students applying for VET Student Loans.

Page last updated May 22, 2017